Regional Professional $99.95

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RMA MEMBERSHIP AGREEMENT

Welcome to RMA!
This RMA Membership Agreement (“Agreement”) is between Regional Marketing Agency. (“RMA”) and the person that has checked the appropriate box below to indicate agreement with this Agreement (“you,” “your” or “yours”), and describes the terms under which you may use this website (“Website”) to obtain RMA services (“Services”) by becoming a RMA member. By checking the appropriate box below, you are agreeing to comply with and be bound by all the terms of this Agreement.
YOU REPRESENT THAT YOU ARE A NATURAL PERSON OVER EIGHTEEN (18) YEARS OF AGE, THAT YOU RESIDE IN THE UNITED STATES, THAT YOU HAVE A VALID UNITED STATES SOCIAL SECURITY NUMBER, THAT YOU MAY LEGALLY ENTER INTO THIS AGREEMENT, AND THAT YOU AGREE WITH ALL THE TERMS OF THIS AGREEMENT. YOU FURTHER UNDERSTAND AND AGREE THAT THE SERVICES COVER ONLY YOUR PERSONAL AND BUSINESS ACCOUNTS THAT ARE DIRECTLY ASSOCIATED WITH YOUR VALID UNITED STATES SOCIAL SECURITY NUMBER.
IF YOU DO NOT AGREE TO ALL THE TERMS OF THIS AGREEMENT, YOU MUST NOT CHECK THE BOX BELOW AND YOU MAY NOT RECEIVE SERVICES. RMAMAY CHANGE THIS AGREEMENT AND RMA’S PRIVACY POLICY FROM TIME TO TIME, AND POST THOSE CHANGES HERE. YOUR CONTINUED USE OF THE WEBSITE OR USE OF SERVICES AFTER SUCH POSTING SHALL CONSTITUTE YOUR ACCEPTANCE OF SUCH CHANGES.

  1. 1. Becoming a RMA Member.
    To become a RMA member and to receive Services, you must first register with RMA. You may register by telephone, or at the Website by fully and accurately completing the “Registration Form” located on this Website, and providing to RMA fully accurate personal information as RMA may reasonably require, including without limitation your name, address, telephone number, email address, date of birth, driver’s license number, Social Security number, and other personal information to verify your identity, as well as financial information such as your credit card number (collectively, “Personal Information”); you agree to keep all Personal Information updated and correct. Upon your registration and payment to RMA of the proper fees, you will become eligible to receive the level of Services you have selected and for which you have paid RMA the proper fees. Your registration shall constitute “written instructions” given pursuant to the Fair Credit Reporting Act. A current selection of Services is located in EXHIBIT A (“SERVICES”) to this Agreement. You must select the Services you wish to receive as part of this Website registration process. Any additional terms applicable to such Services are included in EXHIBIT A (“SERVICES”) which is hereby incorporated into this Agreement by reference. You may also register at the Website for a minor child for whom you are the parent or legal guardian. RMA may require you to provide RMA proper documentation to prove your relationship with any such minor child, and all terms of this Agreement will apply to such minor child in the same way they apply to you, except that Services for such minor children will include those Services so designated in EXHIBIT A (“SERVICES”). Where RMA delivers to you or any such child as a part of Services a credit report in electronic format, you will first be required to provide a valid email address and other information to enable RMA to confirm your identity.

    YOU UNDERSTAND AND AGREE THAT THE SERVICES SHALL NOT INCLUDE THE PLACING OF FRAUD ALERTS WITH ANY CONSUMER REPORTING AGENCIES. YOU ALSO UNDERSTAND AND AGREE THAT THE IT MAY TAKE UP TO FOUR (4) WEEKS FROM THE DATE YOU ACCEPT THIS AGREEMENT AND REGISTER WITH RMA FOR SERVICES TO BE ACTIVATED
  2. 2. Service Guarantee.
    The provisions of this Section 2 constitute the “Service Guarantee” under this Agreement: If you are a RMA member in good standing and receiving Services, have paid RMA(or caused RMA to be paid) all proper fees for those Services, and have fully complied with this Agreement including without limitations the provisions of Section 4, and you nevertheless become a victim of a fraud committed or attempted using your Personal Information without authority because of a failure or defect in the Services, RMA will retain and pay for those third party professional services that are reasonably necessary in RMA’s judgment to assist you in restoring losses or recovering your lost out-of-pocket expenses caused by such fraud. RMA will pay such third parties up to a maximum of five thousand dollars over the term of your RMA membership for all such fraud incidents in the aggregate, provided that:
    • You notify RMA within thirty (30) days of the date you know, or reasonably should have known, that someone had improperly used your Personal Information to commit a fraud;
    • You fully cooperate and are truthful with those RMA retains to assist you, and you will execute any documents RMA reasonably requires;
    • You fully cooperate with RMA in any remediation process, including, but not limited to, providing RMA with copies of all available investigation files from any institution, including, but not limited to, banks credit institutions, or law enforcement agencies relating to the alleged identity theft;
    • You agree that RMA will not pay or be obliged as to any costs or expenses other than as described in this Service Guarantee, including without limitation fees of any service providers not retained by RMA;
    • You agree that RMA reserves the right to investigate any asserted Service Guarantee claim to determine its validity;
    • You agree that RMA is not an insurance company, not a credit repair organization, is not a credit counseling service and does not promise to help you improve your credit history or rating; and
    • You agree that RMA will not make payments to you for any loss or liability you may incur. Should a bank or other credit institution, after reasonable investigation, determine that your reported loss is not due to identity theft, RMA may rely on such investigation to determine that the Service Guarantee is not applicable to such loss.

      THE FOREGOING SERVICE GUARANTEE STATES THE ENTIRE OBLIGATION OF RMA AND YOUR ENTIRE REMEDY FOR ANY FAILURE OR DELAY IN PERFORMING SERVICES. EXCEPT AS SET FORTH IN THIS SECTION 2, THE SERVICES ARE PROVIDED ON AN “AS IS” BASIS WITHOUT ANY WARRANTY WHATSOEVER. RMA HEREBY DISCLAIMS ALL OTHER WARRANTIES EXPRESS, IMPLIED, STATUTORY, ARISING FROM COURSE OF DEALING, USAGE OR TRADE, AND INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT OR TITLE. Some jurisdictions do not allow certain limitations of warranties so the foregoing may not apply to you.
  3. 3. Payment.
    You agree that you will timely pay (or arrange for payment to) RMA beforehand for Services on a monthly or annual basis (as determined by you when you register) and you authorize RMA to charge your bank account should you choose that method of payment. RMA will advise you in advance before applying a new charge against your bank account for any future Services term. In all cases, you are personally responsible for any applicable state, federal or other taxes that may be associated with your purchase of Services unless noted otherwise.
  4. 4. Your Conduct.
    You understand and agree that perfect security does not exist anywhere, and you will therefore protect your Personal Information in a reasonable way at all times. Accordingly, you will not recklessly disclose or publish your Social Security number or any other Personal Information to those that would reasonably be expected to improperly use or disclose that Personal Information such as by way of example in response to “phishing” scams, unsolicited emails or pop-up messages seeking disclosure of Personal Information. You also agree that you will, upon request from RMA, immediately remove from your computer any malicious or “Peer-to-Peer” software identified by RMA.
  5. 5. Term.
    The term of this Agreement will continue until terminated by you or RMA. RMA may terminate this Agreement at any time upon notice to you with or without cause. If RMA terminates this Agreement without cause, RMA will promptly refund to you a prorata portion of any fees you have already paid for Services that have yet to be provided. You may terminate this Agreement at any time upon notice to RMA (or, if you obtained your membership through your employer or a bulk enrollment partner, upon notice to such employer or a bulk enrollment partner) with or without cause. If this Agreement has not been terminated, it shall automatically continue indefinitely, and you shall pay (or cause to be paid) corresponding fees as published by RMA from time to time.
  6. 6. Privacy Policy.
    RMA’s privacy policy is located on the Website, and is incorporated by reference into this Agreement. You authorize RMA, its agents and employees to obtain various information and reports about you (or about your minor child that you have registered) as RMA deems reasonably necessary or desirable in the course of performing Services. RMA may share your Personal Information (as defined in the Privacy Policy) with any other person registered on your RMA account as provided in the Privacy Policy. You, individually or as the parent or legal guardian of a minor child you register, expressly authorize RMA, its agents and employees to take any steps necessary to implement the Services, including, but not limited to completing and executing any documents, communicating with third parties and acting as a personal representative to the fullest extent permitted by law.
  7. 7. Disclaimer.
    IN NO EVENT SHALL RMA BE LIABLE TO YOU, ANY PARTY YOU REGISTER FOR SERVICES OR ANY INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, HOWEVER AND WHEREVER ARISING. OTHER THAN PURSUANT TO THE SERVICE GUARANTEE, IN NO EVENT SHALL THE TOTAL LIABILITY OF RMA UNDER THIS AGREEMENT OR REGARDING SERVICES EXCEED THE GREATER OF ONE THOUSAND DOLLARS ($1000) OR THE TOTAL AMOUNT YOU HAVE PAID TO RMA FOR SERVICES. Some jurisdictions do not allow certain limitations of damages so the foregoing may not apply to you.
  8. 8. Jurisdiction.
    This Agreement and any Service provided hereunder will be governed by the laws of the State of New York, without regard to any laws that would direct the choice of another state’s laws and, where applicable, to be governed by the federal laws of the United States.
  9. 9. Other Rights.
    You understand and agree that the Fair Credit Reporting Act allows you to place fraud alerts on consumer reports and to obtain copies of annual credit reports, for yourself and for minor children for whom you are the parent or legal guardian, without charge. Accordingly, you also understand and agree that your decision to pay for and receive Services under this Agreement has been made by you as a convenience, and is not legally required.
10. General.
Neither this Agreement, nor any rights hereunder, may be assigned by operation of law or otherwise, in whole or in part, by you without the prior, written permission of RMA. Any purported assignment without such permission shall be void. Any waiver of any rights of RMA under this Agreement must be in writing, signed by RMA, and any such waiver shall not operate as a waiver of any future breach of this Agreement. In the event any portion of this Agreement is found to be illegal or unenforceable, such portion shall be severed from this Agreement, and the remaining terms shall be separately enforced. Your use of the Services and the Website shall at all times comply with all applicable laws, rules and regulations. This Agreement is the entire agreement between the parties with respect to this subject matter, and supersedes any and all prior or contemporaneous or additional communications, negotiations or agreements with respect thereto. You will indemnify and hold RMA(and RMA’s officers, directors, agents, subsidiaries, joint ventures, licensees, and employees), harmless from any claim or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your breach of this Agreement, or your violation of any law or regulation, or the rights of any third party.

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I accept the Terms and Conditions

Payment by E-Check:
By sending your check, please be aware that you are authorizing Regional Marketing Agency to use information on your check to make a monthly electronic debit from your account at the financial institution indicated on your check. This electronic debit will be for the amount of your check; no additional amount will be added to the amount. If we cannot collect your electronic payment, we will issue a draft against your account. If you do not have sufficient funds in your account, a fee will be debited electronically from your account as authorized by the State. A list of State fees can be found at: www.returnedcheckfees.com.  Please contact the billing department at 1-800-959-0942 to learn about other payment options if you prefer not to have your check used in this way. 

This authorization will remain in effect until you cancel it in writing or by calling the billing department , and you agree to notify Regional Marketing Agency in writing of any changes of your account information or termination of this authorization at least 15 days prior to the next billing date. If the above noted payment dates fall on a weekend or holiday you understand that the payments may be executed on the next business day. You certify that you are an authorized user of this bank account and will not dispute the scheduled transactions with your bank.